Company Name: Advest
Problem Type: Fund Scandal		12b-1: NA% OER: NA%
Date/Problem:	Publicity Source:	Status-Ongoing Resolution:	Fund Police Opinion:
6/8/2005 Involved in connection with receiving directed brokerage in exchange for preferential treatment from a number of mutual fund companies.	NASD - Press Room	Imposed fines of $286,415	HUGE conflicts of interest exist at many large brokerage firms. FP suggests you steer clear and seek advice from a FEE-ONLY planner. Visit www.napfa.com.
2/22/2005 The Massachusetts Securities Division has subpoenaed 15 banks and broker/dealers for improperly selling annuities to seniors. Customer complaints drove the investigation into whether seniors were being taken advantage of so brokers could collect large commissions.	Money Management Executive	The annuities sold to aging seniors were not appropriate because they had high market risk, high fees and surrender charges, and are not liquid enough should the investor need cash for nursing home and other expenses.	Visit our Annuities section for more info on this type of investment.